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Spokane Valley Hard Money Lenders

Intrust Funding is an Spokane Valley private lender for real estate providing rehab loans to investors in Pierce County. Acquire your next property, renovate your next investment, or cash-out refi your last loan today. With funding in 48 hours, no inspections, no appraisals, and a simple 1% per month interest rate, Intrust Funding is real estate investing simplified.

Hard Money Loans for Real Estate Investors

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Spokane Valley Hard Money Loans

When you’re looking for investment properties, the city of Spokane Valley is a great place to look. Intrust Funding is here to help real estate investors in the city of Spokane Valley, secure their investment property by providing quick processed loans and expert investment counseling.

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Spokane Valley, WA, Real Estate Marketing Data

View up-to-date data for Spokane Valley’s real estate market.

Spokane Valley Bridge Loans

Sometimes hard money loans are called bridge loans. This is because bridge loans act as bridges between quick, short-term and long-term financing. Investors looking for bridge loans in Spokane Valley, Washington, trust Intrust Funding to give them the best deals in Spokane County.

Rehab Loans for Spokane Valley Real Estate

For Spokane Valley real estate investors who need hard money to fund both the acquisition of a property and the renovation costs, Intrust Funding’s Spokane Valley rehab loans roll up everything into one loan, for your convenience.

AirBnB Loans for Spokane Valley, WA

AirBnB is an online marketplace that connects real estate investors with people who are actively looking for accommodations in Spokane Valley. Any commercial real estate investor will tell you that an AirBnB investment property in Spokane Valley offers a great return on investment as a short term rental during holidays, vacations, and getaways.

Fix and Flip Loans Spokane Valley, WA

Today, fix and flips are all the rage. One reason for this trend is the way seasoned investors leverage hard money to fund fix and flip projects. Let us help you out on your next Spokane Valley fix and flip with our hard money loan!

Cash Out Refinance Hard Money Loan

If you need to refinance a hard money loan for an investment property in Spokane Valley, we fund cash-out refi loans every day. Whether you need a longer loan period, want to cross-collateralize investments, or more, our Spokane Valley cash out refinance loans are for you.

BRRRR Method in Spokane Valley, Spokane County

The BRRRR Method is a real estate investing strategy where an investor will Buy, Rehab, Rent, Refinance, and then Repeat this cycle to generate value quickly in their commercial properties portfolio. Throughout Spokane Valley, real estate investors who are searching for private loan lenders and commercial properties to use the BRRRR method with choose Intrust Funding.

Spokane Valley, WA

Spokane Valley is a city in Spokane County, Washington, United States, and the largest suburb of Spokane. It is located east of Spokane, west of Coeur d’Alene, Idaho, and surrounds the city of Millwood on three sides. The city incorporated as the City of Spokane Valley on March 31, 2003. The population was 102,976 at the 2020 census, making it the eighth-largest city in Washington state. Spokane Valley is named after the valley of the Spokane River, in which it is located. The city and the general area is colloquially referred to as “The Valley” by residents of the Spokane–Coeur d’Alene area.

Spokane Valley hosts a variety of community events such as the Spokane County Interstate Fair, Valleyfest, and the Inland Northwest Craft Beer Festival and is home to the Spokane Valley Heritage Museum and the home ground of the Spokane Indians minor league baseball team.

Spokane County

Spokane County is a county located in the U.S. state of Washington. As of the 2010 census the population was 471,221, making it the fourth-most populous county in Washington state. The largest city and county seat is Spokane, the second largest city in the state after Seattle.

According to the United States Census Bureau, the city has a total area of 38.06 square miles, of which 37.77 square miles is land and 0.29 square miles is water. Water features in the city include Shelley Lake, a small lake which is fed by the Saltese Creek.

The City of Spokane Valley lies along the banks of the Spokane River as it flows from its source in Lake Coeur d’Alene on its way to the Columbia River at the Franklin D. Roosevelt Lake reservoir. The city lies along both banks of the river, but most of the city lies to the south of the river. To the south of the valley in which the city sits is the southern extent of the Selkirk Mountains, which are most prominent in the area east of Coeur d’Alene[unreliable source?] The valley is within the Northern Rockies Level III ecoregion.The valley exhibits signs of the prehistoric geologic events that shaped the area and region such as the Missoula Floods which ended 12,000 to 15,000 years ago.

Spokane Valley has an unemployment rate of 6.4%. The US average is 6.0%.

Spokane Valley has seen the job market decrease by -0.6% over the last year. Future job growth over the next ten years is predicted to be 33.9%, which is higher than the US average of 33.5%.

Due to the city’s suburban nature and its rural roots before its post World War II suburbanization, the design of Spokane Valley’s streets contain many curvilinear streets, discontinuous streets, cul-de-sacs, and other features typical of suburbs. The major retail corridor and one of the most highly trafficked arterial roads in the city is Sprague Avenue, which travels east–west from downtown Spokane to Liberty Lake. Other east–west arterials for the valley include Trent Avenue, Mission Avenue, Broadway Avenue, and 32nd Avenue. Sprague Avenue in Spokane Valley is designated as Interstate 90 Business and Trent Avenue carries the designation of Washington State Route 290, where it is routed from the Interstate 90 Hamilton interchange in Spokane northeast to the Idaho border. For north–south travel, the major arterial streets are Argonne/Mullan roads, Pines road, Evergreen road and Sullivan road

Hard Money Loan Example Spokane Valley, WA

The BRRRR Method and Hard Money Lending

The BRRRR Method and Hard Money Lending

If you want to use real estate as part of an overall investment strategy, consider BRRRR method hard money lenders who can help you finance the purchase and rehab costs in one lump sum.

What Are Hard Money Loans?

What Are Hard Money Loans?

Since 2008, conversations and questions about the pros and cons of hard money loans have taken over the real estate investment world. Some private investors are still confused about the nature of these loans, while others have jumped on the bandwagon and partner with hard money lenders to fund every project.

The truth is hard money loans are relatively simple investment tools with quite a few benefits that often go overlooked. Here are the facts:

Buying Foreclosed Homes: Is it Worth the Risk?

Buying Foreclosed Homes: Is it Worth the Risk?

“Foreclosures are great real estate investments, but many traditional lenders see the risk and not the reward on these properties. That’s why more real estate investors are using hard money loans to buy foreclosures.” – Loren Howard

A hard money loan makes it easy to buy, repair, and profit from foreclosure real estate investments. Real estate investors can also close on properties faster than ever because hard money loans aren’t credit based and can be funded in as little as 48 hours by lenders like Intrust Funding.

A Guide to Choosing Contractors for Rehab Projects

A Guide to Choosing Contractors for Rehab Projects

As hard money lenders we’ve seen perfectly legitimate investment opportunities turn into financial crises because of borrowers’ inexperience in choosing and managing contractors. If you’re new to this process, don’t worry! Here are a few tips for working with contractors successfully.

How Hard Money Lenders Evaluate Deals

How Hard Money Lenders Evaluate Deals

Many lenders, Intrust Funding included, refuse to finance investment properties that they do not believe will be successful. In the instance that an investor is rejected because of the property, it is a good idea for the investor to either request a second opinion or not purchase the property at all. While it may seem preferable to get a second opinion, the lenders that advise against purchasing a property are working in your best interest and are not interested in attaining your collateral, but rather in funding a successful deal.

How to Choose a Hard Money Lender: What to Look for and What to Avoid

How to Choose a Hard Money Lender: What to Look for and What to Avoid

It’s the bottom of the ninth and there are two outs. Who is batting for you? You’ve done your research, your financial documents are ready, and you’ve found the investment of your dreams, but how do you decide who to trust to back you financially? Here are key characteristics to help you find a lender that’s right for you. Hit this one out of the park!

Pro Tip: Hard Money Lenders with High Default Rates Should Always be Avoided!

Fix and Flip Loans: The Hard Money Advantage

Fix and Flip Loans: The Hard Money Advantage

Fix and flip real estate investors may look glamorous on TV, but what they don’t show you is the steps taken for purchasing an investment property. Like most of us, they don’t usually have hundreds of thousands of dollars just sitting around in their bank accounts. In fact, the biggest obstacle for new investors isn’t the work required for property renovations but rather securing the funds to acquire their investment properties in the first place. And that’s where our fix and flip loan program comes into play.

Hard Money Facts: Myths Debunked

Hard Money Facts: Myths Debunked

Because hard money lenders fund projects conventional loans typically won’t cover, there are a lot of misconceptions about what hard money loans actually are.

Here Intrust Funding takes on a few common myths by talking about the facts.

Why Choose a Hard Money Loan over a Conventional Loan

Why Choose a Hard Money Loan over a Conventional Loan

As an alternative to conventional lending, many investors are using hard money lending.

One reason is because hard money lenders like Intrust Funding underwrite investment properties based on expected ARV (after repair value) rather than current property value. As a result, neither credit score nor property condition are significant factors when investors apply for hard money loans.

Leveraging: Benefits and Risks

Leveraging: Benefits and Risks

Leverage as defined in the lending industry is the use of borrowed capital to achieve a financial gain. Investors typically use leverage when they expect profits to be greater than the interest payable. Leveraging can significantly increase your overall cash on cash return when used properly. But what happens when you leverage too much and a deal goes wrong?

Are interest rates on the rise? The 2016 Market

Are interest rates on the rise? The 2016 Market

A look at the market from 2016. Since hard money lenders source their funds from private investors, a change in the federal interest rate does not have a direct effect on hard money borrowers.