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Seattle Hard Money Lenders

Intrust Funding is a Seattle private lender for real estate providing private money loans to investors in King County. Acquire your next property, renovate your next investment, or cash-out refi your last loan today. With funding in 48 hours, no inspections, no appraisals, and a simple 1% per month interest rate, Intrust Funding is real estate investing simplified.

Hard Money Loans for Real Estate Investors

Funding in 48 Hours


No Appraisals | No Draw Inspections

Rehab & Construction Loans

Seattle Hard Money Loans

For real estate investors, Seattle has become a prime market for deals. Bigger Pockets has made the BRRRR method a popular approach for real estate investors to generate passive income and accrue long term wealth. With our private money loans, investors have tremendous success at fix and flips and buy and holds in Seattle. Short loan terms allow borrowers the freedom to acquire properties quickly and repay their loans fast, as a typical loan from Intrust Funding ranges from 5 to 12 months. Our application process is simple and transparent. And we can disperse funding for investment projects within 48 hours of approval. Quick loan payoff combines with quick investment profit. We make real estate investing easy.

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Seattle, WA, Real Estate Marketing Data

View up-to-date data for Seattle’s real estate market.

Real Estate Investment Loans for Seattle, WA

As Seattle’s leading private lenders, our commercial real estate loans are accessible to new and seasoned investors alike! Prequalifying for a rehab loan from us is simple. Although there is no minimum credit score you need to have, we must have a credit report or a copy of a report issued in the last 12 months on file. This is just so we can make sure there aren’t any liens on collateral you might use for the loan. The second thing we need is a proof of funds for down payment, or proof of adequate collateral. Once we have those two things, that’s about all we need! But there are disqualifiers for our real estate investment loans. For us to provide funds for the investment, the loan cannot be used to acquire a property at in-person county auctions (although we do provide funds for online auctions), the property must have a free and clear title without any liens, and it must have a septic system in place. We also do not provides funds for land-only deals, unless the land is worth as much as the loan itself. Many investors use our loans for residential real estate to acquire a property, renovate an investment, or as a cash-out refi from another lender. All fees, like origination fees, are rolled into the loan, while a ballon payment is due at the end when the investment property is sold, rented out, or refinanced, allowing our competitive rates to match or beat other hard money lenders in King County. Similarly, our flat 1% interest rate per month attracts investors all over Washington state. Intrust Funding provides quick hard money loans to investors in the city of Seattle.

Seattle Bridge Loans

Sometimes hard money loans are called bridge loans. This is because bridge loans act as bridges between quick, short-term and long-term financing. Investors looking for hard money loans in Seattle, Washington, trust Intrust Funding to give them the best deals in King County.

Rehab Loans for Seattle Real Estate

For Seattle real estate investors who need hard money to fund both the acquisition of a property and the renovation costs, Intrust Funding’s Seattle rehab loans roll up everything into one loan, for your convenience.

AirBnB Loans for Seattle, WA

AirBnb offers real estate investors an easy, relatively stress free way to earn passive income from their commercial property in Seattle. Many real estate investors are using AirBnB investment properties in Seattle to generate passive income and grow their portfolios.

Fix and Flip Loans Seattle, WA

Today, fix and flips are all the rage. One reason for this trend is the way seasoned investors leverage hard money to fund fix and flip projects. Let us help you out on your next Seattle fix and flip with our hard money loan!

Cash Out Refinance Hard Money Loan

If you need to refinance a hard money loan for an investment property in Seattle, we fund cash-out refi loans every day. Whether you need a longer loan period, want to cross-collateralize investments, or more, our Seattle cash out refinance loans are for you.

BRRRR Method in Seattle, King County

The BRRRR Method is a real estate investing strategy where an investor will Buy, Rehab, Rent, Refinance, and then Repeat this cycle to generate value quickly in their commercial properties portfolio. Intrust Funding is one of the most popular residential hard money lenders in Seattle for real estate investors looking to capitalize on the BRRRR method.

Seattle, WA

Seattle is a seaport city on the West Coast of the United States. It is the seat of King County, Washington. With a 2020 population of 737,015, it is the largest city in both the state of Washington and the Pacific Northwest region of North America. The Seattle metropolitan area’s population is 4.02 million, making it the 15th-largest in the United States. Its growth rate of 21.1% between 2010 and 2020 makes it one of the nation’s fastest-growing large cities.

Seattle is situated on an isthmus between Puget Sound (an inlet of the Pacific Ocean) and Lake Washington. It is the northernmost major city in the United States, located about 100 miles south of the Canadian border. A major gateway for trade with East Asia, Seattle is the fourth-largest port in North America in terms of container handling as of 2021.

The Seattle area was inhabited by Native Americans for at least 4,000 years before the first permanent European settlers. Arthur A. Denny and his group of travelers, subsequently known as the Denny Party, arrived from Illinois via Portland, Oregon, on the schooner Exact at Alki Point on November 13, 1851. The settlement was moved to the eastern shore of Elliott Bay and named “Seattle” in 1852, in honor of Chief Si’ahl of the local Duwamish and Suquamish tribes. Today, Seattle has high populations of Native, Scandinavian, Asian American and African American people, as well as a thriving LGBT community that ranks sixth in the United States by population.

King County

With over 2 million people, King County is the largest county in Washington state and the 12th largest in the United States. Home to Seattle, Bellevue, and Tacoma, it was originally named after Alabama resident and Vice President William R. King, but in 1986 changed its namesake to Martin Luther King Jr. King County is nearly twice the land area of the state of Rhode Island, and is home to the Cascade Range, Issaquah Alps, Mount Si, 17 rivers, 9 major highways, 4 islands, the Snoqualmie National Forest, and the Klondike Gold Rush National Historical Park.

Seattle is located between the saltwater Puget Sound (an arm of the Pacific Ocean) to the west and Lake Washington to the east. The city’s chief harbor, Elliott Bay, is part of Puget Sound, which makes the city an oceanic port. To the west, beyond Puget Sound, are the Kitsap Peninsula and Olympic Mountains on the Olympic Peninsula; to the east, beyond Lake Washington and the Eastside suburbs, are Lake Sammamish and the Cascade Range. Lake Washington’s waters flow to Puget Sound through the Lake Washington Ship Canal (consisting of two man-made canals, Lake Union, and the Hiram M. Chittenden Locks at Salmon Bay, ending in Shilshole Bay on Puget Sound).

The sea, rivers, forests, lakes, and fields surrounding Seattle were once rich enough to support one of the world’s few sedentary hunter-gatherer societies. The surrounding area lends itself well to sailing, skiing, bicycling, camping, and hiking year-round.

Seattle’s economy is driven by a mix of older industrial companies, and “new economy” Internet and technology companies, service, design, and clean technology companies. The city’s gross metropolitan product (GMP) was $231 billion in 2010, making it the 11th largest metropolitan economy in the United States. The Port of Seattle, which also operates Seattle–Tacoma International Airport, is a major gateway for trade with Asia and cruises to Alaska. It also is the 8th largest port in the United States when measured by container capacity. Its maritime cargo operations merged with the Port of Tacoma in 2015 to form the Northwest Seaport Alliance. Although it was affected by the Great Recession, Seattle has retained a comparatively strong economy, and is noted for start-up businesses, especially in green building and clean technologies. In February 2010, the city government committed Seattle to become North America’s first “climate neutral” city, with a goal of reaching zero net per capita greenhouse gas emissions by 2030.

The first streetcars appeared in 1889 and were instrumental in the creation of a relatively well-defined downtown and strong neighborhoods at the end of their lines. The advent of the automobile began the dismantling of rail in Seattle. Tacoma–Seattle railway service ended in 1929 and the Everett–Seattle service came to an end in 1939, replaced by automobiles running on the recently developed highway system. Rails on city streets were paved over or removed, and the opening of the Seattle trolleybus system brought the end of streetcars in Seattle in 1941. This left an extensive network of privately owned buses (later public) as the only mass transit within the city and throughout the region.

Hard Money Loan Example Seattle, WA

Seattle, WA | Hard Money Loan $621,788

Seattle, WA | Hard Money Loan $621,788

Built w thoughtfulness, balance & use of the finest construction materials, this new home is for the most discerning clientele. Indoor/outdoor living spaces encourage entertaining & togetherness whilst capturing lake & Mt Rainier views. Details such as Herringbone laid oak hardwoods, open stairwell w flush nosing & glass railings, expansive folding door, Timbertech decking, efficient systems & lower level legal ADU create a far cry from the conventional “off-the-shelf” home. Integrated appliances, sleek cabinets & waterfall counters maintain the kitchens simple lines. Successfully enriching historical & vibrant Leschi neighborhood, while introducing another chapter to its history.

Seattle, WA | Hard Money Loan $1,650,000

Seattle, WA | Hard Money Loan $1,650,000

Craftsman Gem in Phinney Ridge! Fully Permitted Remodel. Step up onto the gorgeous front porch and into the open floor living area w tall ceilings. Brand new chef’s kitchen has double oven, gas stove with pot filler and custom cabinetry. Bedroom and full bath on main. Master bedroom 5 piece suite: enjoy the view relaxing in your tub, large double vanity and walk-in shower.

Seattle, WA | Hard Money Loan $1,070,641

Seattle, WA | Hard Money Loan $1,070,641

Don’t miss this Craftsman Gem in Phinney Ridge! Fully Permitted Remodel. Step up onto the gorgeous front porch and into the open floor living area with tall ceilings. Brand new chef’s kitchen has double oven, gas stove with pot filler and custom cabinetry. Bedroom and full bath on the main floor. Master bedroom, 5 piece suite: tub, large double vanity and walk-in shower. Full bathroom and another bedroom on upper with large laundry/wet bar area right next to the huge deck-access door. Basement features a generous bonus/family room with wet bar, secondary laundry room, plus 3/4 bathroom and 4th bedroom. New double vinyl windows, doors & trim, light fixture, mini splits w AC throughout, WH and much more! Walk, bike & bus to everything.

Seattle, WA | Hard Money Loan $620,125

Seattle, WA | Hard Money Loan $620,125

A complete rebuild of a 1941, 2 bedroom, 1 bathroom, 1,170 square foot home, this new construction will be perfect for a variety of uses: AFH, Student Housing, Families that need extra Bedrooms, Extended Families, and Air BNB. This property will potentially include:
Craft Room
Exercise Room
Play Room
Guest Room
Main House is 4,300 Sq Ft. and an additional Separate 300 Sq Ft Detached Additional House with kitchen and bath which can be rented for additional Income. Second kitchen is upstairs at the main house. Tremendous potential, funded by Intrust Funding.