Seattle Hard Money Loans

Intrust Funding is a Seattle private lender for real estate providing private money loans to investors in King County. Acquire your next property, renovate your next investment, or cash-out refi your last loan today. With funding in 48 hours, no inspections, no appraisals, and a simple 1% per month interest rate, Intrust Funding is real estate investing simplified.

Hard Money Loans for Real Estate Investors

  • Funding in 48 Hours

  • No Appraisals | No Draw Inspections

  • Rehab & Construction Loans

Prequalify Today!

Seattle Bridge Loans

For real estate investors, Seattle has become a prime market for deals. Bigger Pockets has made the BRRRR method a popular approach for real estate investors to generate passive income and accrue long term wealth. With our private money loans, investors have tremendous success at fix and flips and buy and holds in Seattle. Short loan terms allow borrowers the freedom to acquire properties quickly and repay their loans fast, as a typical loan from Intrust Funding ranges from 5 to 12 months. Our application process is simple and transparent. And we can disperse funding for investment projects within 48 hours of approval. Quick loan payoff combines with quick investment profit. We make real estate investing easy.

As Seattle’s leading private lenders, our commercial real estate loans are accessible to new and seasoned investors alike! Prequalifying for a rehab loan from us is simple. Although there is no minimum credit score you need to have, we must have a credit report or a copy of a report issued in the last 12 months on file. This is just so we can make sure there aren’t any liens on collateral you might use for the loan. The second thing we need is a proof of funds for down payment, or proof of adequate collateral. Once we have those two things, that’s about all we need! But there are disqualifiers for our real estate investment loans. For us to provide funds for the investment, the loan cannot be used to acquire a property at in-person county auctions (although we do provide funds for online auctions), the property must have a free and clear title without any liens, and it must have a septic system in place. We also do not provides funds for land-only deals, unless the land is worth as much as the loan itself. Many investors use our loans for residential real estate to acquire a property, renovate an investment, or as a cash-out refi from another lender. All fees, like origination fees, are rolled into the loan, while a ballon payment is due at the end when the investment property is sold, rented out, or refinanced, allowing our competitive rates to match or beat other hard money lenders in King County. Similarly, our flat 1% interest rate per month attracts investors all over Washington state. Intrust Funding provides quick hard money loans to investors in the city of Seattle.

Seattle Hard Money Loans Funded


$582,914 Seattle Rehab Loan on 33rd Ave

A huge opportunity for Seattle real estate investors, this house sits within walking distance to the Ballard Locks and Kiwanis and Commodore Parks. The house has 2 bedrooms, a privacy deck with a master 5 piece suite, full bathroom, kitchen with stainless steel appliances with double oven and quartz counters. The opportunity is huge not just because of the size of the house, but also because passive income can be generated by renting out the basement portion of the house. The basement includes a separate entry, patio, kitchenette hookups for appliances, a 1 car garage, and a dead end street. This property was a fully permitted remodel and has a brand new roof!


$560,000 Seattle Fix and Flip Loan on 17th Avenue

Loan Amount: $560,000 | ARV: $699,000 | This 3 bedroom, 2.5 bathroom Victory Heights home appreciated nicely with our Seattle fix and flip loan. Investors increased the curb appeal of the home by adding a fresh coat of paint to the exterior, along with a new roof and double pane windows. The bathrooms and kitchen were updated with quartz counters, shaker cabinets, new fixtures, and stainless steel appliances, creating a bright, elegant feel. Featuring a detached studio with 1 bedroom and .75 bathroom perfect for renting out, this home appreciated nicely from the modern look achieved with Intrust Funding's hard money loan.


$420,000 Seattle Hard Money Loan on Fremont Avenue

Loan Amount: $420,000 | ARV: $750,000 | Investors used our Seattle hard money loan to remodel this home on Fremont Avenue. Located in the Broadview community, this house sits on 1,780 sq. ft, offering 3 bedrooms, 1.75 bathrooms, and a large downstairs bonus room. Renovations included a new roof, laminate flooring, and updated lighting fixtures. Kitchen and bathrooms were remodeled with beautiful shaker cabinets, quartz counters, hex tile, and stainless steel appliances. By creating a bright and open feel, the value of this home appreciated largely with the use of Intrust Funding's construction loan.


$1,250,400 Seattle Hard Money Loan on Cascadia Avenue

Loan Amount: $1,250,400 | ARV: $2,390,000 | What an amazing transformation these investors made using our Seattle hard money loan! A complete remodel of this view estate included paint to both the exterior and interior, new canned lighting, stainless steel appliances, restoration of original hardwood flooring, new fixtures throughout, and much more.  With 8,240 sq. ft. of property, this 5 bedroom, 3.5 bathroom home contains a culinary kitchen, multiple flex spaces, nano wall doors that open up to a spectacular deck with views of Lake Washington, and an impressive master suite. With a tasteful remodel that blends modern additions with historic details, investors made great use of Intrust Funding's construction loan, nearly doubling the value of the property.


$320,000 Seattle Rehab Loan on 20th Avenue

Here we have a must see White Center remodel. With the help of our rehab loan, homeowners transformed this Seattle home into a charming 4 bedroom, 1.75 bathroom bungalow.  Construction involved stripping the house down to the studs, and opening up the walls to maximize usable space. Also included, was the addition of a new roof, siding, windows, electrical, plumbing, and laminate flooring throughout. Bright shaker cabinets, quartz counter tops, penny tile backsplash, and stainless steel appliances were added in the kitchen and bathrooms, creating a fashionable, modern look. With the completion of the remodel, owners saw a handsome return on investment from Intrust Funding's hard money loan.  


$671,500 Seattle Construction Loan on 7th Avenue

Loan Amount: $671,500 | ARV: $1,000,000 | This investor took advantage of our construction loan to remodel this 5 bedroom, 3.25 bathroom home located on 7th ave in Seattle. Sitting on 5,000 sq. ft., and only steps away from restaurants, cafes, and live music, this property was the perfect investment opportunity. Funding allowed for a freshly remodeled kitchen, new fixtures and appliances, a beautiful remodeled balcony, and complete rehabilitation of the yard. With the help of Intrust Funding's rehab loan, this new remodel brought a comparable return.


$410,615 Seattle Bridge Loan on Bateman Street

Loan Amount: $410,615 | ARV: $650,000 | Our Seattle bridge loan was used to remodel this 4 bedroom, 1.75 bathroom home located in the Beacon Hill area. This beautiful home features a spacious open kitchen concept and den off the main living area. The loan was used to install all new stainless steel appliances, new cabinets and quartz counters, bathroom fixtures, flooring, trim, paint, siding, lighting, and electrical. With the help of Intrust Funding's rehab loan, the new open living concept greatly increased the value of this Beacon Hill home.


$840,000 Seattle Hard Money Loan on Lake Park Drive

Loan Amount: $840,000 | ARV: $1,349,000 | Our Seattle hard money loan was used to remodel this 3 bedroom, 4 bathroom home. Tucked along a tree-lined street and nestled in between city parks, this property provides a unique oasis of garden views.  The remodel included updated systems, a chef's kitchen, and a fresh new look while holding onto the period details that make this home unique. Featuring intimately defined rooms with arched doorways, stained/lead glass windows, iron railed stair case, and hardwood floors, this Seattle home acquired tremendous value with Intrust Funding’s hard money fix and flip loan.

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County Information

With over 2 million people, King County is the largest county in Washington state and the 12th largest in the United States. Home to Seattle, Bellevue, and Tacoma, it was originally named after Alabama resident and Vice President William R. King, but in 1986 changed its namesake to Martin Luther King Jr. King County is nearly twice the land area of the state of Rhode Island, and is home to the Cascade Range, Issaquah Alps, Mount Si, 17 rivers, 9 major highways, 4 islands, the Snoqualmie National Forest, and the Klondike Gold Rush National Historical Park.