Port Townsend Hard Money Lenders

Intrust Funding is a Port Townsend commercial lender providing loans for residential real estate to investors in Jefferson County. Acquire your next property, renovate your next investment, or cash-out refi your last loan today. With funding in 48 hours, no inspections, no appraisals, and a simple 1% per month interest rate, Intrust Funding is real estate investing simplified.

Hard Money Loans for Real Estate Investors

  • Funding in 48 Hours

  • No Appraisals | No Draw Inspections

  • Rehab & Construction Loans

Prequalify Today!

Port Townsend Hard Money Loans

For those looking to invest in real estate, the city of Port Townsend is teeming with opportunity. Bigger Pockets has made the BRRRR method a popular approach for real estate investors to generate passive income and accrue long term wealth. With our private money loans, investors have tremendous success at fix and flips and buy and holds in Port Townsend. Intrust Funding provides short term loans with loan terms that range from 5 to 12 months. With a quick and simple application process, we can fund projects within 48 hours of approval. Acquire real estate fast and pay off your loan quickly. Real Estate investing has never been easier!

As Port Townsend’s leading private money lenders, our rehab loans are accessible to new and seasoned investors alike! Prequalifying for a loan for residential real estate from us is simple. Although there is no minimum credit score you need to have, we must have a credit report or a copy of a report issued in the last 12 months on file. This is just so we can make sure there aren’t any liens on collateral you might use for the loan. The second thing we need is a proof of funds for down payment, or proof of adequate collateral. Once we have those two things, that’s about all we need! But an investment property with no septic in place, is selling at in-person county auctions, or does not have a free and clear title with no liens will not typically receive a hard money loan from Intrust Funding. Furthermore, we do not fund land-only deals, unless the land value is equal to or exceeds the loan amount. Our loans for residential real estate are typically used to purchase an investment, renovate a property, or to refinance a loan from another lender. All loan fees, which include a transaction and origination fee, are rolled into the total amount of the loan. The only payments due during the course of the loan is the interest payment at 1% per month. There are no early payoff fees, making our competitive rates equal to or better than other private money lenders in Jefferson County. At the end of the loan term, a balloon payment is due, which investors pay by renting, selling, or refinancing their investment property. At Intrust Funding, we provide cash on hand, hard money loans, with no money out of pocket, to investors in the city of Port Townsend.

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County Information

Formed out of Thurston County, and home to more than 28,000 people, Jefferson County is a westernmost Washington county, bordering the Pacific Ocean. Because of its extensive mountain ranges, there is no road that connects all of the eastern and western sections of the county. The mountains are also responsible for dividing the eastern and western climates in the county: the west receives a substantial amount of precipitation, compared to the east’s location in the rain shadow.