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Bellingham Hard Money Lenders

Intrust Funding is a Bellingham real estate hard money lender providing commercial loans to investors in Whatcom County. Acquire your next property, renovate your next investment, or cash-out refi your last loan today. With funding in 48 hours, no inspections, no appraisals, and a simple 1% per month interest rate, Intrust Funding is real estate investing simplified.

Hard Money Loans for Real Estate Investors

Funding in 48 Hours


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Rehab & Construction Loans

Bellingham Hard Money Loans

Although in the past Bellingham may not have been known for its real estate market, today, among investors, it is. We fund real estate investors looking for a Bellingham project to fix & flip or buy and hold. Many of our borrowers, who are also members of Bigger Pockets, follow the BRRRR method for producing long term wealth and passive income. Intrust Funding provides short term loans that range from 5 to 12 months. With an easy, transparent, and quick application process, Intrust Funding can provide funds for investments within 48 hours of approval. That means buying properties quickly and repaying loans in no time. Real estate investing has never been easier.

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Bellinham, WA, Real Estate Marketing Data

View up-to-date data for Bellinham’s real estate market.

Real Estate Investment Loans for Bellingham, WA

As Bellingham’s leading money lenders for residential, our residential loans are accessible to new and seasoned investors alike! Prequalifying for a flip loan from us is simple. Although there is no minimum credit score you need to have, we must have a credit report or a copy of a report issued in the last 12 months on file. This is just so we can make sure there aren’t any liens on collateral you might use for the loan. The second thing we need is a proof of funds for down payment, or proof of adequate collateral. Once we have those two things, that’s about all we need! But there are disqualifiers for our real estate investment loans. For us to provide funds for the investment, the loan cannot be used to acquire a property at in-person county auctions (although we do provide funds for online auctions), the property must have a free and clear title without any liens, and it must have a septic system in place. We also do not provides funds for land-only deals, unless the land is worth as much as the loan itself. Many investors use our commercial loans to acquire a property, renovate an investment, or as a cash-out refi from another lender. All loan fees, which include a transaction and origination fee, are rolled into the total amount of the loan. The only payments due during the course of the loan is the interest payment at 1% per month. There are no early payoff fees, making our competitive rates equal to or better than other private money lenders in Whatcom County. At the end of the loan term, a balloon payment is due, which investors pay by renting, selling, or refinancing their investment property. Intrust Funding is a well-known hard money lender in the city of Bellingham, offering cash on hand loans for difficult to fund projects.

Bellingham Bridge Loans

Sometimes hard money loans are called bridge loans. This is because bridge loans act as bridges between quick, short-term and long-term financing. Investors looking for bridge loans in Bellingham, Washington, trust Intrust Funding to give them the best deals in Whatcom County.

Rehab Loans for Bellingham Real Estate

For Bellingham real estate investors who need hard money to fund both the acquisition of a property and the renovation costs, Intrust Funding’s Bellingham rehab loans roll up everything into one loan, for your convenience.

AirBnB Loans for Bellingham, WA

AirBnB provides the opportunity for commercial real estate investors to list and rent out their real estate investment property for rental income. AirBnB investment properties in Bellingham have become a popular option for real estate investors to acquire real estate investments and generate value.

Fix and Flip Loans Bellingham, WA

Today, fix and flips are all the rage. One reason for this trend is the way seasoned investors leverage hard money to fund fix and flip projects. Let us help you out on your next Bellingham fix and flip with our hard money loan!

Cash Out Refinance Hard Money Loan

If you need to refinance a hard money loan for an investment property in Bellingham, we fund cash-out refi loans every day. Whether you need a longer loan period, want to cross-collateralize investments, or more, our Bellingham cash out refinance loans are for you.

BRRRR Method in Bellingham, Pierce County

The BRRRR Method is a real estate investing strategy where an investor will Buy, Rehab, Rent, Refinance, and then Repeat this cycle to generate value quickly in their residential properties portfolio. Throughout Bellingham, commercial real estate investors who are searching for private lenders and residential properties to use the BRRRR method with choose Intrust Funding.

Bellingham, WA

Situated north of Seattle near the Canadian border, Bellingham is a popular destination in Washington state. From sea goers looking to visit the San Juan Islands, to skiers and snowboarders hoping to ride the slopes of the Mt. Baker ski area situated along the North Cascades, the city attracts people from all walks of life. An ongoing influx of new students coming to attend Western Washington University means the town’s population is in a constant state of growth. Recent records estimate the population at 91,800, making it a prime location for real estate investors looking for new opportunities.

Whatcom County

Bordering Canada, Whatcom County contains over 200,000 residents and is home to Bellingham, its largest city and county seat. The name Whatcom derives from the Lummi word meaning “noisy water.”

Bellingham is situated on Bellingham Bay which is protected by Lummi IslandPortage Island, and the Lummi Peninsula, and opens onto the Strait of Georgia. It lies west of Mount Baker and Lake Whatcom (from which it gets its drinking water) and north of the Chuckanut Mountains and the Skagit ValleyWhatcom Creek runs through the center of the city. Bellingham is 18 miles (29 km) south of the US-Canada border and 50 miles (80 km) southeast of Vancouver.

The BLS reported that the unemployment rate for Bellingham fell 0.0 percentage points in March 2022 to 4.8%. For the same month, the metro unemployment rate was 0.6 percentage points higher than the Washington rate. The unemployment rate in Bellingham peaked in April 2020 at 17.6% and is now 12.8 percentage points lower. From a post peak low of 4.8% in February 2022, the unemployment rate has now grown by 0.0 percentage points.

Bellingham is bisected by Interstate 5 (I-5), which connects it to Seattle, Vancouver, and Portland, Oregon. The city also has three state highways: State Route 11, a scenic byway through the Chuckanut Mountains; State Route 539, which connects to Lynden and the Canadian border; and State Route 542, which travels east to the Mount Baker Ski Area. The Bellingham International Airport offers scheduled commuter flights to and from Seattle and Friday Harbor, Washington, and regularly scheduled jet service to various West Coast airports

Hard Money Loan Example Bellingham, WA

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