Bellingham Hard Money Lenders

Intrust Funding is a Bellingham real estate hard money lender providing commercial loans to investors in Whatcom County. Acquire your next property, renovate your next investment, or cash-out refi your last loan today. With funding in 48 hours, no inspections, no appraisals, and a simple 1% per month interest rate, Intrust Funding is real estate investing simplified.

Hard Money Loans for Real Estate Investors

  • Funding in 48 Hours

  • No Appraisals | No Draw Inspections

  • Rehab & Construction Loans

Prequalify Today!

Bellingham Hard Money Loans

Although in the past Bellingham may not have been known for its real estate market, today, among investors, it is. We fund real estate investors looking for a Bellingham project to fix & flip or buy and hold. Many of our borrowers, who are also members of Bigger Pockets, follow the BRRRR method for producing long term wealth and passive income. Intrust Funding provides short term loans that range from 5 to 12 months. With an easy, transparent, and quick application process, Intrust Funding can provide funds for investments within 48 hours of approval. That means buying properties quickly and repaying loans in no time. Real estate investing has never been easier.

As Bellingham’s leading money lenders for residential, our residential loans are accessible to new and seasoned investors alike! Prequalifying for a flip loan from us is simple. Although there is no minimum credit score you need to have, we must have a credit report or a copy of a report issued in the last 12 months on file. This is just so we can make sure there aren’t any liens on collateral you might use for the loan. The second thing we need is a proof of funds for down payment, or proof of adequate collateral. Once we have those two things, that’s about all we need! But there are disqualifiers for our real estate investment loans. For us to provide funds for the investment, the loan cannot be used to acquire a property at in-person county auctions (although we do provide funds for online auctions), the property must have a free and clear title without any liens, and it must have a septic system in place. We also do not provides funds for land-only deals, unless the land is worth as much as the loan itself. Many investors use our commercial loans to acquire a property, renovate an investment, or as a cash-out refi from another lender. All loan fees, which include a transaction and origination fee, are rolled into the total amount of the loan. The only payments due during the course of the loan is the interest payment at 1% per month. There are no early payoff fees, making our competitive rates equal to or better than other private money lenders in Whatcom County. At the end of the loan term, a balloon payment is due, which investors pay by renting, selling, or refinancing their investment property. Intrust Funding is a well-known hard money lender in the city of Bellingham, offering cash on hand loans for difficult to fund projects.

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County Information

Bordering Canada, Whatcom County contains over 200,000 residents and is home to Bellingham, its largest city and county seat. The name Whatcom derives from the Lummi word meaning “noisy water.”

City Information

Situated north of Seattle near the Canadian border, Bellingham is a popular destination in Washington state. From sea goers looking to visit the San Juan Islands, to skiers and snowboarders hoping to ride the slopes of the Mt. Baker ski area situated along the North Cascades, the city attracts people from all walks of life. An ongoing influx of new students coming to attend Western Washington University means the town’s population is in a constant state of growth. Recent records estimate the population at 91,800, making it a prime location for real estate investors looking for new opportunities.