Hard Money Facts: Myths Debunked

Hard Money Facts: Myths Debunked

Myth: Hard money loans are so-called because the lenders and their terms are hard to negotiate or approve. Fact: Hard money loans are so-called because the lender is not a bank. The “hard” in hard money actually refers to the difficulty of the project itself. For...
Leveraging: Benefits and Risks

Leveraging: Benefits and Risks

Leverage as defined in the lending industry is the use of borrowed capital to achieve a financial gain. Investors typically use leverage when they expect profits to be greater than the interest payable. Leveraging can significantly increase your overall cash on cash...
Rehabilitation Loans for New Construction

Rehabilitation Loans for New Construction

When deciding to rehabilitate a home, many factors come into play. The first and foremost is how to obtain the funds to finance construction. Many have heard the term “rehab loan,” but few truly understand the intricacies of the process. Unless you are in the small...