Learn About the Way We Fund

It all starts here.

Hard money loans give Washington real estate investors a faster, more flexible way to finance investment properties when traditional lending may not fit the deal. At Intrust Funding, we provide local, asset-based financing for fix-and-flip projects, rental investments, BRRRR strategies, and other real estate opportunities across Washington State. Our process is designed to move quickly, with in-house underwriting, funding in as little as 48 hours for qualified deals, and a streamlined rehab draw process that uses progress photos instead of traditional third-party inspections.

We have extensive experience in the local real estate market here in Washington state and work with borrowers with varying credit histories and property types. See how our local lending process supports Seattle real estate investors. Scroll down and read this page to learn more about how we fund.

 

Seattle Real Estate Year End Checklist for 2025

We Offer Two Loan Types

Standard Loan
Rehab Loan

Pays for Acquisition of Investment Property

For residential, small multi-family, and small commercial.

A real estate standard loan is a private financing option to help borrowers purchase or refinance residential or commercial properties. These loans typically require a down payment, have fixed or variable interest rates, and involve a predetermined repayment schedule, often secured by the property itself.

Down: 15% – 20% of purchase price.
Interest Rate: 12% Annually

*No Inspections or Appraisals Required
*Draws within 24-72 Hours


Covers cost of Acquisition and Rehab

For residential, small multi-family, and small commercial.

A real estate rehab loan is a private financing option to help borrowers purchase or refinance residential or commercial properties. These loans typically require a down payment, have fixed or variable interest rates, and involve a predetermined repayment schedule, often secured by the property itself.

Down: 15% – 20% of purchase price.
Interest Rate: 12% Annually

*No Inspections or Appraisals Required
*Draws within 24-72 Hours

    Loan Scenarios

    We Offer Two Loan Types

    Standard Loan
    Rehab Loan

    Pays for Acquisition of Investment Property

    For residential, small multi-family, and small commercial.

    A real estate standard loan is a private financing option to help borrowers purchase or refinance residential or commercial properties. These loans typically require a down payment, have fixed or variable interest rates, and involve a predetermined repayment schedule, often secured by the property itself.

    Down: 15% – 20% of purchase price.
    Interest Rate: 12% Annually

    *No Inspections or Appraisals Required
    *Draws within 24-72 Hours

    Covers cost of Acquisition and Rehab

    For residential, small multi-family, and small commercial.

    A real estate rehab loan is a private financing option to help borrowers purchase or refinance residential or commercial properties. These loans typically require a down payment, have fixed or variable interest rates, and involve a predetermined repayment schedule, often secured by the property itself.

    Down: 15% – 20% of purchase price.
    Interest Rate: 12% Annually

    *No Inspections or Appraisals Required
    *Draws within 24-72 Hours

      Loan Scenarios

      Our Simple Approval Process

      01
      01

      Prequalify Yourself

      Submit your name, email, and phone number to begin the process

      02
      02

      Prequalify Property

      Submit Property & Required Items for Qualification

      03
      03

      Proof of Funds Letter

      We Write Your Proof of Funds Letter to Lock-In Your Property

      04
      04

      Complimentary Deal Analysis

      If Property is Already Under Contract, We Will Provide a Complimentary Deal Analysis

      Our Simple Approval Process

      01
      01

      Prequalify Yourself

      Submit your name, email, and phone number to begin the process

      02
      02

      Prequalify Property

      Submit Property & Required Items for Qualification

      03
      03

      Proof of Funds Letter

      We Write Your Proof of Funds Letter to Lock-In Your Property

      04
      04

      Complimentary Deal Analysis

      If Property is Already Under Contract, We Will Provide a Complimentary Deal Analysis

      The Loan Draw Process

      Loan Example: $150,000

      The Loan Draw Process

      Loan Example: $150,000

      Loan Draw Process at Intrust
      The draw process for Intrust Funding

      Here’s Some of Our Perks…

      Perk 1

      Funding in 48 Hours

      Intrust Funding offers real estate loans for residential and commercial properties with a quick turnaround time of 48 hours. Their in-house underwriting team and streamlined approval process allow for speedy evaluation of loan applications and funding decisions. They have extensive experience in the local real estate market and work with borrowers with varying credit histories and property types.

       

      48 Hour Funding with Intrust Funding

      Perk 2

      No Inspections | No Appraisals

      Intrust Funding is a private money lender that provides real estate loans without the need for inspections or appraisals. This allows for a quicker loan process, as inspections and appraisals can often take a significant amount of time to complete. Instead, Intrust Funding relies on their experience in the local real estate market and their knowledge of property values to evaluate loan applications. By eliminating the need for inspections and appraisals, they are able to provide faster and more flexible financing options to their borrowers.

       

      No inspections with Intrust Funding

      Perk 3

      First Draw Advances

      Intrust Funding is a private money lender that offers first draw advances at the property closing. This means that they provide funds to the borrower immediately after the loan is closed, allowing them to begin their real estate project right away. By offering this service, Intrust Funding eliminates the need for borrowers to wait for funding and provides a more efficient financing option. This feature can be especially helpful for those who need quick access to capital to get their project started, as it can save time and help them stay on schedule.

       

      First Draw Advances with Intrust Funding

      Perk 4

      We’ll Help Every Step of The Way

       

       

      Are you new to investing with Hard Money

      Everything Hard Money

      Hard Money Loan Resources

      See All →

      Hard Money Loans from Intrust Funding

      Here’s Some of Our Perks…

      Perk 1

      Funding in 48 Hours

      Intrust Funding offers real estate loans for residential and commercial properties with a quick turnaround time of 48 hours. Their in-house underwriting team and streamlined approval process allow for speedy evaluation of loan applications and funding decisions. They have extensive experience in the local real estate market and work with borrowers with varying credit histories and property types.

       

      48 Hour Funding with Intrust Funding

      Perk 2

      No Inspections | No Appraisals

      Intrust Funding is a private money lender that provides real estate loans without the need for inspections or appraisals. This allows for a quicker loan process, as inspections and appraisals can often take a significant amount of time to complete. Instead, Intrust Funding relies on their experience in the local real estate market and their knowledge of property values to evaluate loan applications. By eliminating the need for inspections and appraisals, they are able to provide faster and more flexible financing options to their borrowers.

       

      No Inspections with Intrust Funding

      Perk 3

      First Draw Advances

      Intrust Funding is a private money lender that offers first draw advances at the property closing. This means that they provide funds to the borrower immediately after the loan is closed, allowing them to begin their real estate project right away. By offering this service, Intrust Funding eliminates the need for borrowers to wait for funding and provides a more efficient financing option. This feature can be especially helpful for those who need quick access to capital to get their project started, as it can save time and help them stay on schedule.

       

      First Draw Advances with Intrust Funding

      Perk 4

      We’ll Help Every Step of The Way

       

       

      Are you a new investor to hard money lending

      Still Unsure Where to Begin? Let Us Help:

      Are you a new investor with Hard Money lending

      Still Unsure Where to Begin? Let Us Help:

      Contact us and prequalify with Intrust Funding

      We See Great Things
      Happening for You

      Get Prequalified today!

      1 - Simple Prequalify Form
      Name
      Name
      First Name
      Last Name
      This is for a property in the state of Washington.
      This property will not be my primary or secondary residence.