Seattle Hard Money Lenders Blog
Expert advice in Real Estate Investing, Market Analysis, Home Design, Home Renovation, Financing Options, and more.
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For over 10 years, Washington state investors have trusted Intrust Funding to fund their deals quickly, efficiently, and without any hassles.
View Recent Fix and Flips Funded by Intrust Funding!
What Are Hard Money Loans?
Since 2008, conversations and questions about the pros and cons of hard money loans have taken over the real estate investment world. Some private investors are still confused about the nature of these loans, while others have jumped on the bandwagon and partner with hard money lenders to fund every project. The truth is hard money loans are relatively simple investment tools with quite a few benefits that often go overlooked. Here are the facts:
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A Guide to Choosing Contractors for Rehab Projects
As hard money lenders we’ve seen perfectly legitimate investment opportunities turn into financial crises because of borrowers' inexperience in choosing and managing contractors. If you're new to this process, don't worry! Here are a few tips for working with contractors successfully.
How Hard Money Lenders Evaluate Deals
Many lenders, Intrust Funding included, refuse to finance investment properties that they do not believe will be successful. In the instance that an investor is rejected because of the property, it is a good idea for the investor to either request a second opinion or not purchase the property at all. While it may seem preferable to get a second opinion, the lenders that advise against purchasing a property are working in your best interest and are not interested in attaining your collateral, but rather in funding a successful deal.
How to Choose a Hard Money Lender: What to Look for and What to Avoid
It’s the bottom of the ninth and there are two outs. Who is batting for you? You’ve done your research, your financial documents are ready, and you’ve found the investment of your dreams, but how do you decide who to trust to back you financially? Here are key characteristics to help you find a lender that’s right for you. Hit this one out of the park! Pro Tip: Hard Money Lenders with High Default Rates Should Always be Avoided!
Jorge Gabuardi & Rachelle Boyer | Investor Spotlight
Jorge Gabuardi and Rachelle Boyer shared their experiences flipping houses and buying properties with hard money loans from Intrust Funding. Discover why real estate investors in Western Washington trust and choose us!
Fix and Flip Loans: The Hard Money Advantage
Fix and flip real estate investors may look glamorous on TV, but what they don’t show you is the steps taken for purchasing an investment property. Like most of us, they don't usually have hundreds of thousands of dollars just sitting around in their bank accounts. In fact, the biggest obstacle for new investors isn’t the work required for property renovations but rather securing the funds to acquire their investment properties in the first place. And that's where our fix and flip loan program comes into play.
Francisco Figueroa & Rhonda Williams | Investor Spotlight
Recently we sat down with Francisco Figueroa and Rhonda Williams to ask about their experiences flipping houses and buying properties with hard money loans from Intrust Funding. Discover why real estate investors in Western Washington trust and choose us!
Hard Money Facts: Myths Debunked
Because hard money lenders fund projects conventional loans typically won't cover, there are a lot of misconceptions about what hard money loans actually are. Here Intrust Funding takes on a few common myths by talking about the facts.
Why Choose a Hard Money Loan over a Conventional Loan
As an alternative to conventional lending, many investors are using hard money lending. One reason is because hard money lenders like Intrust Funding underwrite investment properties based on expected ARV (after repair value) rather than current property value. As a result, neither credit score nor property condition are significant factors when investors apply for hard money loans.
Leveraging: Benefits and Risks
Leverage as defined in the lending industry is the use of borrowed capital to achieve a financial gain. Investors typically use leverage when they expect profits to be greater than the interest payable. Leveraging can significantly increase your overall cash on cash return when used properly. But what happens when you leverage too much and a deal goes wrong?
Are interest rates on the rise? The 2016 Market
A look at the market from 2016. Since hard money lenders source their funds from private investors, a change in the federal interest rate does not have a direct effect on hard money borrowers.
Investing 101: Choosing the Right Hard Money Lender
The key to becoming a good investor is to use hard money loan programs to fund your profitable deals. Even more important is finding the right lender! It’s no surprise that shopping around for a lender can be a daunting task. We’re here to help make the process more streamlined.
Future Family Dreams, LLC.
David and Shiela Jones from Future Family Dreams, LLC., talk with us about why they choose Intrust Funding as their hard money loan provider.