Why Soft Money Fails in Hard Times

Why Soft Money Fails in Hard Times

TL;DR Soft money lenders make revenue by selling their notes to institutional buyers; Soft money interest rates are lucrative and feasible only when the market is stable or predictable; When markets change, soft money lenders fall apart or raise their interests on...
What Are Hard Money Loans?

What Are Hard Money Loans?

Since 2008, conversations and questions about the pros and cons of hard money loans have taken over the real estate investment world. Some private investors are still confused about the nature of these loans, while others have jumped on the bandwagon and partner with...
How Hard Money Lenders Evaluate Deals

How Hard Money Lenders Evaluate Deals

What is the funding amount of a hard money loan based on? Hard money lenders typically fund on a loan-to-value ratio (LTV), meaning they loan up to a certain percentage of the property’s current market value, typically 65-75%. Some may lend based on of the property’s...

New Investors

"I have not used a hard money loan before."

Experienced Investors

"I have used a hard money loan before."

New Investors

"I have not used a hard money loan before."

Experienced Investors

"I have used a hard money loan before."

Fix & Flip
BRRRR
Passive Income Investing
AirBnb
Buy & Hold
1031 Exchange
Reverse 1031 Exchange
Commercial Real Estate
DSCR Loan
Fix & Flip
BRRRR
Passive Income Investing
AirBnb
Buy & Hold
1031 Exchange
Reverse 1031 Exchange
Commercial Real Estate
DSCR Loan