Hard Money Lenders » AirBnB Loans

AirBnB Business Loans

With our AirBnB hard money loan, you can bridge the gap between a short term funding need and long term financing. Whether you’re new to AirBnB investing or are a veteran, our loans are designed with you in mind.

AirBnB Host Loans

No Prepayment Penalty

No Minimum Credit Score

Up to 90% LTARV

5-12 Month Terms

AirBnB Business Loans

Airbnb, VRBO, and other short-term vacation rental platforms have had a profound impact on desirable rental markets throughout the United States. Yet, despite the vast potential of AirBnB rentals, lenders still hesitate to make loans on these properties.

But not Intrust Funding! We appreciate people trying to earn a little extra money to help pay the bills and create steady sources of monthly income. This exciting new way of supplementing income with Airbnb rentals is an important source of growth in the real estate economy, and Intrust Funding is the premier lender with AirBnB loans.

High end and vacation rentals are a great asset for anyone looking to save for retirement. Call Intrust Funding today to learn more. With our AirBnB hard money loan, you can bridge the gap between a short term funding need and long term financing. Whether you’re new to AirBnB investing or are a veteran, our loans are designed with you in mind.

The criteria for a loan are simple. The AirBnB property:

  • Must not be owner occupied;
  • Must be in Washington State.

Our AirBnB loans are for hosts who are trying to establish a business for themselves. We do not loan on properties that the host will live in.

Prequalify Today!

How To Finance An Airbnb Rental

Lending Amount

Intrust Funding can lend on up to 90% of the investment’s after repair value (ARV), and offers loans for property acquisitions, rehab costs, or both.

Term Length

Although all situations have unique requirements and we are able to adjust our metrics based on your goals, typical loan term lengths range from 5 months to 12 months.

Loan Security

With an in-house MBA in Real Estate who maintains a greater than 98% accuracy on ARVs, we underwrite all our own loans.

Want to Purchase an AirBnB Property?

Prequalify today!

AirBnB Property Examples

AirBnB Loans & Intrust Funding’s Hard Money Loans

Did You Know?..

AirBnB purchases are considered commercial real estate investments, which refer to income-producing properties utilized solely for the purpose of business rather than as a private residence. Many investors are turning to AirBnB to generate passive income. When you use a hard money AirBnB loan to fund your next project, you can pay for the cost of acquisition and/or the cost of rehab all in one loan with Intrust Funding, without needing money out of pocket.

What is AirBnB?

AirBnB is an online marketplace for listing and renting residential and commercial properties. AirBnB offers an easy, relatively stress-free way for investors to earn extra income from their properties. According to AirBnB’s latest data, it has in excess of 5.6 million listings, covering more than 100,000 cities and towns and 220-plus countries worldwide. Airbnb has revolutionized the hospitality industry.

AirBnB Financing

AirBnB Host Loan Program

  • Need Financing Quickly
  • Mortgages on Other Properties
  • Property Doesn’t Meet FHA Requirements
  • Low Current Value, High After Repair Value Investment
  • Fix and Flip
  • Buy and Hold
  • Low Credit Score
  • Leveraging Assets to Invest
Variable Bank Intrust Funding
Basis for Loan Approval Income Proof, Credit Score, Tax Returns, Appraisals, etc. Real Estate Assets, LTARV
Minimum FICO Credit Score 700+ None
Property Type Owner Occupied Nonowner Occupied
Upfront Fees Appraisals, Application Fees, etc. None


  • Non-owner Occupied
  • Builders, Developers
  • Legal Entities
  • Foreign Nationals
  • Property in Probate, Heirs

Property Types:

  • Non-Owner Occupied

Acceptable Loan Scenarios

  • Purchase
  • Rate & Term Finance
  • Cash-out Refinance
  • Blanket Loans
  • Bridge Loans
  • Business-purpose Financing
  • Fix-and-Flip
  • Construction/Renovation Completion
  • OK: Foreclosure, Bankruptcy, Short Sale, NOD, NOS
  • Notes Purchased
  • Equity Only (No Credit Nor Asset Checks)
  • Seasoning: Non Required, Non-Owner Occupied
  • Second Mortgages/Trust Deeds
  • Third/Fourth Mortgages/Trust Deeds