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1031 Exchange

1031 Exchange Real Estate

Looking for a fast, flexible financing option for your 1031 exchange?

A 1031 exchange, also known as a like-kind exchange, is a transaction that allows real estate investors to defer paying capital gains taxes on the sale of an investment property by using the proceeds to purchase another investment property of equal or greater value. This allows investors to reinvest their capital and continue to grow their real estate portfolio without incurring a significant tax burden.

Intrust Funding offers loans specifically for investors seeking to complete a 1031 exchange. With our fast closing times and flexible loan options, we can help investors move quickly to secure their replacement property and complete their exchange within the strict timeframes set out by the IRS.

Our draw process requires no inspections, allowing investors to complete their projects quickly and efficiently. And with our team of experienced professionals, we can provide guidance and support throughout the entire 1031 exchange process.

48 Hour Closing

We can close a deal within 48 hours, which is critical when you need to act quickly to secure your replacement property.


We offer a wide range of loan options to meet your specific needs, including fix-and-flip loans, buy-and-hold loans, and more.

No Draw Inspections

Our draw process requires no inspections, so you can complete your project quickly without having to wait for appraisals or other time-consuming evaluations.

We Are Local Investors

Our team of experienced professionals understands the local real estate market and can provide you with the guidance you need to make informed investment decisions.

Don’t let financing hold you back from completing your 1031 exchange. Contact Intrust Funding today to learn more about our loan options and how we can help you achieve your real estate investment goals.

James Dainard Explains 1031 Exchange

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Who qualifies?

We help with 1031 Exchanges for real estate inevestors moving equity from

Alabama • Alaska • Arizona • Arkansas • California • Colorado • Connecticut • Delaware • Florida • Georgia • Hawaii • Idaho • Illinois • Indiana • Iowa • Kansas • Kentucky • Louisiana • Maine • Maryland • Massachusetts • Michigan • Minnesota • Mississippi • Missouri • Montana • Nebraska • Nevada • New Hampshire • New Jersey • New Mexico • New York • North Carolina • North Dakota • Ohio • Oklahoma • Oregon • Pennsylvania • Rhode Island • South Carolina • South Dakota • Tennessee • Texas • Utah • Vermont • Virginia • Washington • West Virginia • Wisconsin • Wyoming

to Washington state.

1031 Exchange Rules

It’s important to note that 1031 exchange rules can be complex and vary depending on your specific situation. If you’re considering a 1031 exchange, it’s a good idea to work with a qualified 1031 exchange intermediary or tax professional who can provide guidance and ensure that you meet all the necessary requirements.

There are several 1031 exchange rules that are relevant to real estate investors in Washington state. Here are a few key ones to keep in mind:

Like-kind properties

To qualify for a 1031 exchange, the property you sell and the property you purchase must both be “like-kind” properties. In other words, they must be similar in nature, character, or class. For real estate investors, this means that you can exchange one investment property for another, but you cannot exchange a property you use for personal purposes, such as a primary residence.


There are strict timelines that must be followed in a 1031 exchange. Once you sell your property, you have 45 days to identify a replacement property and 180 days to complete the purchase. These timelines are set in stone and cannot be extended, so it’s important to act quickly and work with a qualified real estate agent or 1031 exchange intermediary to ensure that you meet the deadlines.

Qualified intermediary

To complete a 1031 exchange, you must work with a qualified intermediary, also known as an accommodator. The intermediary holds the funds from the sale of your property and uses them to purchase the replacement property on your behalf. This helps ensure that you do not have actual or constructive receipt of the funds, which could disqualify the exchange.

Equal or greater value

The replacement property you purchase must be of equal or greater value than the property you sold. This means that you cannot take any cash or other property out of the exchange without incurring a tax liability.

1031 Exchange Example

A real estate investor in Washington state owns a rental property that they purchased several years ago for $300,000. The property has appreciated in value, and the investor is now looking to sell it for $500,000. However, they don’t want to pay the capital gains taxes that would be owed on the sale, which would be around $40,000.

To avoid the tax liability, the investor decides to use a 1031 exchange to purchase a new investment property. They identify a property that they would like to purchase for $600,000 and begin the exchange process.

However, the investor doesn’t have the full $600,000 available to purchase the replacement property. They decide to work with a hard money lender, such as Intrust Funding, to secure a loan for the remaining amount.

Intrust Funding is able to provide a loan for $400,000, which allows the investor to complete the purchase of the replacement property.

Thanks to the 1031 exchange and the hard money loan, the investor is able to defer the capital gains taxes on the sale of their original property and reinvest the funds in a new property. They can continue to grow their real estate portfolio without incurring a significant tax burden.