Hard Money Lenders

Funding in 48 Hours

As real estate investors ourselves, our job is to fund your projects quickly and get out of your way.

No Appraisals | No Draw Inspections

Just send us 15 photos of your project’s progress and receive a construction draw.

Acquisition, Rehab & All-in-One Loans

Whether you’re buying an off-market property, need funds to fix and flip, or want to do a buy-and-hold, we’re your Opportunity Partner.

Hard Money Loans for Seattle, Tacoma, Spokane, and All of Washington

As Washington’s leading hard money lender, Intrust Funding is known for its transparency. With expertise in every step of the real estate investment process, our professional loan consultants aren’t interested in just signing loans. We’ve developed and hold to our own hard money loan underwriting principles and processes, because we know they work, and they ensure our clients are getting the highest returns on their investments. Your success means our success.

Intrust Funding knows the fast-paced environment of local real estate investing, which makes us the best private money lenders of the Puget Sound Region. Our bridge loans for residential property and commercial investments provide fast capital, so our clients can cover closing costs quickly. With our short term real estate loans, borrowers present all-cash offers in as little as 48 hours to secure the best properties fast. We are revolutionizing the real estate lending industry through our unwavering commitment to efficiency, transparency, and integrity throughout the loan process.

Prequalify Today!

Hard Money Loan Benefits

Funding in 48 Hours

No Minimum Credit Score

Up to 90% Loan-to-Value

No Inspections or Appraisals

All Fees Rolled Into Loan

Monthly Payment: Only 1% Interest Per Month

No Early Payoff Penalties


Loans from $25,000 to $7,000,000+

Must have Exit Strategy



Must be Non-Owner Occupied

Washington State Investment Property


Cannot be a Personal Loan

No Land Only Deals

Funds within 48 Hours. Prequalify Today.

Access funds within 48 hours by prequalifying for a hard money loan today! With all fees rolled into the loan, a simple draw process that requires no apraisals or inspections, and all-in-one loans that cover the cost of acquisition and rehab, we simplify real estate investing by making the borrowing process simple, efficient, and reliable.
PrequalifyCustomer Service

Standard Loan

Pays for Acquisition of Investment Property

Loan Terms

  • Interest Rate: 12% (1%/month, no early payoff fees)
  • Loan Fee: Starts at 2%
  • Length: 0 – 12 Months
  • Property must be non-owner occupied
  • Must be a Washington Investment

*No Additional Paperwork or Extensions

Rehab Loan

Covers cost of Acquisition and Rehab

Loan Terms

  • Interest Rate: 12% (1%/month, no early payoff fees)
  • Loan Fee: Starts at 2%
  • Length: 0 – 12 Months
  • Property must be non-owner occupied
  • Must be a Washington Investment

*No Inspections or Appraisals Required
*Draws within 24-72 Hours


Application Process

1. Quick Prequalify: Just fill out your name, email, and phone number to begin the process!

2. Follow up: We will follow up with you within 24-48 hours to learn more about your investment opportunity.

3. Documentation: We require a credit report on file—loan approval not based on credit score, no minimum FICO required—and a proof of funds (bank statement, 401K, IRA, etc.) for down payment purposes only. We’ll send you a credit consent form for a soft credit pull.

4. Qualify Property: The basic documents we will need are the *Purchase & Sale Agreement, a Scope of Work, and in special cases a few other documents. At this stage we will work with you to determine if our Standard Loan or Rehab Loan is best for you!

*Only need Purchase & Sales Agreement if property is under contract. If not, once pre-approved, we are happy to write a loan approval letter for you to acquire your next investment property.

5. Approval: We can work through this process and fund your project within 48 hours for time-sensitive projects.