The application process is easy with quicker approval/disapproval times than conventional lenders like banks.

Less scrutiny of the borrower’s personal financial situation, including income and historical tax returns, etc.

Perfect credit and substantial amounts of disposable income are not needed from borrowers. Instead, we focus on the merits of the investment project.

Self-employment is not viewed negatively by hard money lenders, whereas banks prefer lending to traditionally employed professionals with stead incomes.

Our hard money loans don’t just cover closing costs. You can also include the cost of renovations and repairs in your loan amount.

Borrowers can allocate less time to seeking financing and avoiding rejections by banks. The draw process at Intrust Funding is simple: send us 15 photos of your progress, and we will release your funds.

• 1. Quick Prequalify: Just fill out your name, email, and phone number to begin the process!

• 2. Follow up: We will follow up with you within 24-48 hours to learn more about your investment opportunity.

• 3. Documentation: We require a credit report on file—loan approval not based on credit score, no minimum FICO required—and a proof of funds (bank statement, 401K, IRA, etc.) for down payment purposes only. We’ll send you a credit consent form for a soft credit pull.

• 4. Qualify Property: The basic documents we will need are the *Purchase & Sale Agreement, a Scope of Work, and in special cases a few other documents. At this stage we will work with you to determine if our Standard Loan or Rehab Loan is best for you!

  *Only need Purchase & Sales Agreement if property is under contract. If not, once pre-approved, we are happy to write a loan approval letter for you to acquire your next investment property.

• 5. Approval: We can work through this process and fund your project within 48 hours for time-sensitive projects.

For real estate development and investment, investors trust Intrust Funding’s simple and efficient short-term hard money loan process. For both private investors and commercial brokers, we differ from traditional lenders because we lend on short term projects, rather than long term, with hard money.

The Intrust Borrower Advantage:

• Cash on hand without money out of pocket;
• Maintain cash position during investment process;
• Quick hard money loan process, with no bank red tape;
• Credit score is not a significant factor;
• Find funding for difficult to fund projects.

Not Traditional Lenders: Intrust Funding is Washington State’s Most Trusted Private Money Lender

Unlike a conventional loan or conventional mortgage, our types of loans take into consideration LTV ratios. Loan to Value (LTV) is how loan terms are decided for private lenders like Intrust Funding. It is defined as the ratio of the loan amount to investment property’s After Repair Value (ARV). And unlike conventional lenders, where origination fees for mortgages sit between .5% and 1% of the loan amount, origination fees for hard money loans can differ depending on the lender. Another difference is that hard money loans cannot fund properties that are owner occupied. This is a restriction every hard money lender follows.

Our unmatched ability to understand client needs and counsel investors before, during, and after the hard money loan process is just one of the many reasons why our borrowers become partners.

Intrust Funding
14508 NE 20th Street, Suite #200, Bellevue, WA 98007
Phone: +1 (425) 272-9881