Seattle Hard
Money Lenders


Funding in 48 Hours

No Appraisals | No Draw Inspections

Acquisition, Rehab, & All-in-One Loans


Hard Money Loans for Seattle, Tacoma, & Spokane

We Fund Anywhere in Washington State

Simple. Efficient. Reliable.

Intrust Funding is a leading private money lender for real estate investors in Washington state. Known for our hard money loans in Seattle, Tacoma, Spokane, and beyond, real estate investors trust our lending principles and processes for securing maximum value in real estate financing. As a nontraditional lender, with flexibility banks cannot have, we help investors build their real estate portfolios through quick financing and good deals. With Intrust Funding, you can secure fast real estate financing within 48 hours of loan approval. We’ve developed and hold to our real estate loan underwriting principles and processes, because we know they work, and they ensure our clients are getting the highest returns on their investments. Your success means our success.

Prequalify Today!

We understand the fast-paced environment of local real estate investing, which makes us the best private money lenders of the Puget Sound Region. Our fix and flip loans for residential property and hard money for commercial investments provide fast capital, allowing borrowers to cover closing costs quickly. With our short term real estate loans, borrowers present all-cash offers in as little as 48 hours to secure the best properties fast.

From Seattle to Spokane, our hard money loans are revolutionizing the real estate lending industry throughout Washington. Intrust Funding maintains an unwavering commitment to efficiency, transparency, and integrity throughout the loan process.

Funding in 48 Hours
• As real estate investors ourselves, our job is to fund your projects quickly and get out of your way.

No Appraisals | No Draw Inspections
• Just send us 15 photos of your project’s progress and receive a construction draw.

Acquisition, Rehab, and All-in-One Loans
• Whether you’re buying an off-market property, need funds to fix and flip, or want to do a buy-and-hold, we’re your Opportunity Partner.

Hard Money Loan Benefits

Funding in 48 Hours

No Minimum Credit Score

Up to 90% Loan-to-Value

No Inspections or Appraisals

All Fees Rolled Into Loan

Monthly Payment: Only 1% Interest Per Month

No Early Payoff Penalties


Loans from $25,000 to $7,000,000+

Must have Exit Strategy



Must be Non-Owner Occupied

Washington State Investment Property


Cannot be a Personal Loan

No Land Only Deals

Simple. Efficient. Reliable.

Intrust Funding
Based on 36 reviews
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Will D. BrownWill D. Brown
00:11 01 Mar 22
My team made the decision to partner with Intrust Funding after researching and meeting with 3 other lenders. For the past year, Carolyn G. and her team has been helpful, accessible, and flexible with helping us get our first acquisition and project going. As we begin the project, one thing that really stuck out that's been valuable is the process of allocating funds. It's been a streamlined process that helps keep your project flowing when you are prepared to begin building which has given us peace of mind to bring the project to completion. We highly recommend partnering with Carolyn and the Intrust Funding team.-Will D. Brown321 GO
Richard SiedlikRichard Siedlik
02:36 09 Dec 21
Carolyn did a fantastic job on our loan. It helped us secure a wonderful new building in Snohomish, WA. They were professional and super easy to work with. From start to finish, we closed a loan with them in little under 4 days and closed on the property ON TIME. Do not hesitate contacting Intrust Funding if you need any type of loan to secure your dream.
Jobani ValdiviaJobani Valdivia
18:48 01 Nov 21
As a underdog house flipper I was facing lots of issues/ challenges with lack of experience, Intrust funding made it easy and simple huge difference from any other hard money lenders I have talked too, they walked me through everything and helped me get super fast closing...Carolyn was by far the best person to receive advice from she was professional and responsive which in this field is extremely importantThank you guys, I will definitely use you guys for anything in the future
Julie AndersonJulie Anderson
23:52 24 Sep 21
I came with problems, that's life. Carolyn was able to quickly and kindly help me resolve my real estate financial needs. She went above and beyond. I highly recommend Intrust Funding, taking care of your real estate financial needs. Extremely helpful.
Jerry BrisbinJerry Brisbin
18:51 04 Jul 21
Carylon, was absolutely amazing! Every step of the way she kept me well informed and was accurate on her timelines! Great experience.

Funds within 48 Hours. Prequalify Today.

Access funds within 48 hours by prequalifying for a hard money loan today! With all fees rolled into the loan, a simple draw process that requires no apraisals or inspections, and all-in-one loans that cover the cost of acquisition and rehab, we simplify real estate investing by making the borrowing process simple, efficient, and reliable.
PrequalifyCustomer Service

Standard Loan

Pays for Acquisition of Investment Property

Loan Terms

•Interest Rate: 12% (1%/month, no early payoff fees)

•Loan Fee: Starts at 2%

•Length: 0 – 12 Months

•Property must be non-owner occupied

•Must be a Washington Investment

*No Additional Paperwork or Extensions

Rehab Loan

Covers cost of Acquisition and Rehab

Loan Terms

•Interest Rate: 12% (1%/month, no early payoff fees)

•Loan Fee: Starts at 2%

•Length: 0 – 12 Months

•Property must be non-owner occupied

•Must be a Washington Investment

*No Inspections or Appraisals Required
*Draws within 24-72 Hours


Application Process

1. Quick Prequalify: Just fill out your name, email, and phone number to begin the process!

2. Follow up: We will follow up with you within 24-48 hours to learn more about your investment opportunity.

3. Documentation: We require a credit report on file—loan approval not based on credit score, no minimum FICO required—and a proof of funds (bank statement, 401K, IRA, etc.) for down payment purposes only. We’ll send you a credit consent form for a soft credit pull.

4. Qualify Property: The basic documents we will need are the *Purchase & Sale Agreement, a Scope of Work, and in special cases a few other documents. At this stage we will work with you to determine if our Standard Loan or Rehab Loan is best for you!

*Only need Purchase & Sales Agreement if property is under contract. If not, once pre-approved, we are happy to write a loan approval letter for you to acquire your next investment property.

5. Approval: We can work through this process and fund your project within 48 hours for time-sensitive projects.

Investing in Real Estate with Intrust Funding

Real estate investing requires knowledge of local markets, a good eye for good deals, and a reliable partner for financing contracts. As experts in markets across Washington state, and investors ourselves, we are here to help you in every step of the process.


•If you’re new to real estate investing, the BRRRR Method may be a concept you’ve heard in real estate investment groups. First, the letters in the method stand for Buy, Rehab, Rent, Refinance, and Repeat. The main idea is to leave some money in your investment property while you generate a new source of cash flow for future investments simultaneously. We’ve gathered all the relevant information to explain how the BRRRR method works with hard money.

•If you’re new to any market in Washington real estate, understanding past and present trends is an important first step to finding an investment property suitable for a fix and flip or buy and hold strategy. Click the button below to see up-to-date real estate investing data.

BRRRR & Hard MoneyReal Estate Investing Data