Hard Money Lenders

Hard Money Loans for Real Estate Investors in Seattle, Spokane, Tacoma & All of Washington State

  • Funding in 48 Hours

  • No Appraisals | No Draw Inspections

  • Rehab & Construction Loans

Prequalify Today!

Questions? Contact Us Today!

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Private Money Lenders Serving Washington State

As Washington’s leading hard money lender, Intrust Funding is known for its transparency. With expertise in every step of the real estate investment process, our professional loan consultants aren’t interested in just signing loans. We’ve developed and hold to our own hard money loan underwriting principles and processes, because we know they work, and they ensure our clients are getting the highest returns on their investments. Your success means our success.

Intrust Funding knows the fast-paced environment of local real estate investing, which is what makes us the best private money lenders of the Puget Sound Region. Our bridge loans for residential property and commercial investments provide fast capital, so our clients can cover closing costs quickly. With our short term loans, borrowers present all-cash offers in as little as 48 hours to secure the best properties fast. We are revolutionizing the lending industry through our unwavering commitment to efficiency, transparency, and integrity throughout the loan process.

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Make a Payment

Real Estate Investors Review Our Hard Money Loans

Intrust Funding Reviews
Review Us
Review Us

Hard Money Loans: The Intrust Funding Advantage

For real estate development and investment, investors trust Intrust Funding’s simple and efficient short-term hard money loan process. For both private investors and commercial brokers, we differ from traditional lenders because we lend on short term projects, rather than long term, with hard money.

The Intrust Borrower Advantage:

  • Cash on hand without money out of pocket;
  • Maintain cash position during investment process;
  • Quick hard money loan process, with no bank red tape;
  • Credit score is not a significant factor;
  • Find funding for difficult to fund projects.

Not Traditional Lenders: Intrust Funding is Washington State’s Most Trusted Private Money Lender

Unlike a conventional loan or conventional mortgage, our types of loans take into consideration LTV ratios. Loan to Value (LTV) is how loan terms are decided for private lenders like Intrust Funding. It is defined as the ratio of the loan amount to investment property’s After Repair Value (ARV). And unlike conventional lenders, where origination fees for mortgages sit between .5% and 1% of the loan amount, origination fees for hard money loans can differ depending on the lender. Another difference is that hard money loans cannot fund properties that are owner occupied. This is a restriction every hard money lender follows.

Our unmatched ability to understand client needs and counsel investors before, during, and after the hard money loan process is just one of the many reasons why our borrowers become partners.

Intrust Funding
14508 NE 20th Street, Suite #200, Bellevue, WA 98007
Phone: +1 (425) 272-9881

Covers Price of Acquisition and Cost of Rehab

Loan Terms

  • Interest Rate: 12% (1%/month, no early payoff fees)
  • Loan Fee: Starts at 2%
  • Length: 0 – 12 Months
  • Property must be non-owner occupied
  • Must be a Washington Investment

*No Inspections or Appraisals Required

*Draws within 24-72 Hours

Pays for Acquisition of Investment Property

Loan Terms

  • Interest Rate: 12% (1%/month, no early payoff fees)
  • Loan Fee: Starts at 2%
  • Length: 0 – 12 Months
  • Property must be non-owner occupied
  • Must be a Washington Investment

*No Additional Paperwork or Extensions

Learn More

Simple. Efficient. Reliable.

Simple Application

The application process is easy with quicker approval/disapproval times than conventional lenders like banks.

Financial Information

Less scrutiny of the borrower’s personal financial situation (including income and historical tax returns, etc.).

Property Focused

Perfect credit and substantial amounts of disposable income is not needed from borrowers, instead the focus is on the merits of the investment property.

Self Employment is OK

Self-employment is not seen as unacceptable to hard money lenders, whereas banks view self-employment negatively and prefer lending to professionals with very steady income.

Rehab Funds

Our hard money loans don’t just cover closing costs. You can also include the cost of renovations and repairs in your loan amount.

Less Resources and Time

Borrowers can allocate less time to seeking financing and avoiding rejections by banks. The draw process at Intrust Funding is simple.

Prequalify for a Hard Money Loan

Funding in 48 Hours: How it Works

Our founders are local Washington real estate investors themselves. They know every step of the process. So we’ve made our hard money loans investor friendly.

Hard Money Loans

Time sensitive solutions to secure your real estate investment opportunity.

View Our Hard Money Loan Options

Hard money loans go by many names and come in many packages. Our solution is simple. We can fund either just your property acquisition cost to secure your investment quickly, or we can fund acquisition and rehab, to get your project moving and speed up your ROI.

Loans

Award Winning Private Money Lenders

Meet our team and discover why investors choose us.

An Investor-Centric Lender

Our business model is built around investor success. We succeed only when you do. That’s why we work with our borrowers to make sure investments will pay off for them. As opposed to other lenders, we will refuse deals if we think they won’t pay off for our borrowers. As Washington state real estate experts, we know this market better than anyone else.

About

Real Estate Classes

Register now to learn the basics of real estate investing in the Puget Sound Region.

Investor 101

Get started with building your portfolio by attending our Investor 101 course, taught by leading industry experts James Dainard and Will Heaton. Here you will learn how to know when an investment opportunity is worth the risk, how the real estate market works, and how to use hard money to increase your ROI and do more deals every year!

Classes

Real Estate Broker?
Double Your Deals
With Our Hard Money Loan.

Learn More

Hear What Washington Investors Say About Us

Investors Trust Us for Hard Money Loans.Fast Loans.a Bridge Loan.a Hard Money Loan.Direct Loans.Short Term Loans.Construction Loans.Home Improvement LoansCommercial Home Improvement Loans.a Home Equity Loan.Bad Credit Loans.Fast Cash Loans.Loans for Those with Bad Credit.an Equity Loan.Real Estate Opportunity Loans.a Commercial Property Loan.Quick Cash Loans.a Commercial Loan.a Renovation Loan.Commercial Real Estate Loans.Collateral Loans.Commercial Construction Loans.

Real Estate Investor Recommends Intrust Funding

The #1 Washington State Hard Money LendersDirect LendersLoan LendersMoney LendersPrivate LendersPortfolio LendersPrivate Money LendersBridge Loan LendersPrivate Lenders for Real EstateCommercial LendersDirect Hard Money Lenders.Fast Loan Lenders. Recommended by Real Estate Investors.

Founded by Real Estate Investors. Funding for Investors.

About
What are Hard Money Loans?
View Recently Funded Washington Hard Money Loans

Local Washington State Hard Money Lenders

  • Founded in 2009 by Will Heaton & James Dainard

  • Located in Bellevue, Washington

  • 1,000+ Loans

  • <1% Default Rate

Hard Money Lenders

Hard Money Loans for Real Estate Investors in Seattle, Spokane, Tacoma & All of Washington State

  • Funding in 48 Hours
  • No Appraisals | No Draw Inspections
  • Rehab & Construction Loans

Prequalify Today!

Phone: (425) 272-9881
Email: loans@intrustfunding.com

Private Money Lenders Serving Washington

  • We Help With
    • Hard to fund real estate investments
    • Real estate investors with no or bad credit history
    • Closing quickly with all-cash offers
  • Our Services
    • Free ARV for borrowers
    • Expert investment counseling
  • Loan Program Details
    • Up to 90% Loan-to-Value
    • First Loan Draw within 48 Hours of Closing
    • Loan amounts: $50,000 – $7,000,000+
As Washington's leading private money lender, Intrust Funding is known for its transparency. With expertise in every step of the real estate investment process, our professional loan consultants aren’t interested in just signing loans. We’ve developed and hold to our own hard money loan underwriting principles and processes, because we know they work, and they ensure our clients are getting the highest returns on their investments. Your success means our success.Intrust Funding knows the fast-paced environment of local real estate investing, which is what makes us the best private money lenders of the Puget Sound Region. Our bridge loans for residential property and commercial investments provide fast capital, so our clients can cover closing costs quickly. With our short term loans, borrowers present all-cash offers in as little as 48 hours to secure the best properties fast. We are revolutionizing the lending industry through our unwavering commitment to efficiency, transparency, and integrity throughout the loan process.
Make a Payment
Request a Payoff

Real Estate Investors Review Our Hard Money Loans

Intrust Funding Reviews
Review Us
Review Us

Hard Money Loans: The Intrust Funding Advantage

For real estate development and investment, investors trust Intrust Funding’s simple and efficient short-term hard money loan process. For both private investors and commercial brokers, we differ from traditional lenders because we lend on short term projects, rather than long term, with hard money. The Intrust Borrower Advantage:
  • Cash on hand without money out of pocket;
  • Maintain cash position during investment process;
  • Quick hard money loan process, with no bank red tape;
  • Credit score is not a significant factor;
  • Find funding for difficult to fund projects.
Not Traditional Lenders: Intrust Funding is Washington State’s Most Trusted Private Money LenderUnlike a conventional loan or conventional mortgage, our types of loans take into consideration LTV ratios. Loan to Value (LTV) is how loan terms are decided for private lenders like Intrust Funding. It is defined as the ratio of the loan amount to investment property’s After Repair Value (ARV). And unlike conventional lenders, where origination fees for mortgages sit between .5% and 1% of the loan amount, origination fees for hard money loans can differ depending on the lender. Another difference is that hard money loans cannot fund properties that are owner occupied. This is a restriction every hard money lender follows.Our unmatched ability to understand client needs and counsel investors before, during, and after the hard money loan process is just one of the many reasons why our borrowers become partners.Intrust Funding 14508 NE 20th Street, Suite #200, Bellevue, WA 98007 Phone: +1 (425) 272-9881
Covers Price of Acquisition and Cost of Rehab

Loan Terms

  • Interest Rate: 12% (1%/month, no early payoff fees)
  • Loan Fee: Starts at 2%
  • Length: 0 – 12 Months
  • Property must be non-owner occupied
  • Must be a Washington State Investment
*No Inspections or Appraisals Required*Draws within 24-72 Hours
Pays for Acquisition of Investment Property

Loan Terms

  • Interest Rate: 12% (1%/month, no early payoff fees)
  • Loan Fee: Starts at 2%
  • Length: 0 – 12 Months
  • Property must be non-owner occupied
  • Must be a Washington State Investment
*No Additional Paperwork or Extensions
  • Simple ApplicationThe application process is easy with quicker approval/disapproval times than conventional lenders like banks.
  • Financial InformationLess scrutiny of the borrower's personal financial situation, including income and historical tax returns, etc.
  • Property FocusedPerfect credit and substantial amounts of disposable income are not needed from borrowers. Instead, we focus on the merits of the investment project.
  • Self Employment is O.K.Self-employment is not viewed negatively by hard money lenders, whereas banks prefer lending to traditionally employed professionals with stead incomes.
  • Rehab FundsOur hard money loans don't just cover closing costs. You can also include the cost of renovations and repairs in your loan amount.
  • Less Resources and TimeBorrowers can allocate less time to seeking financing and avoiding rejections by banks. The draw process at Intrust Funding is simple: send us 15 photos of your progress, and we will release your funds.
Prequalify for a Hard Money Loan

Hard Money Loans

Time sensitive solutions to secure your real estate investment opportunity.

View Our Hard Money Loan Options

Hard money loans go by many names and come in many packages. Our solution is simple. We can fund either just your property acquisition cost to secure your investment quickly, or we can fund acquisition and rehab, to get your project moving and speed up your ROI.
Loans

Award Winning Private Money Lenders

Meet our team and discover why investors choose us.

An Investor-Centric Lender

Our business model is built around investor success. We succeed only when you do. That's why we work with our borrowers to make sure investments will pay off for them. As opposed to other lenders, we will refuse deals if we think they won't pay off for our borrowers. As Washington state real estate experts, we know this market better than anyone else.
About

Real Estate Classes

Register now to learn the basics of real estate investing in the Puget Sound Region.

Investor 101

Get started with building your portfolio by attending our Investor 101 course, taught by leading industry experts James Dainard and Will Heaton. Here you will learn how to know when an investment opportunity is worth the risk, how the real estate market works, and how to use hard money to increase your ROI and do more deals every year!
Classes

Funding in 48 Hours: How it Works

Our founders are local Washington real estate investors themselves. They know every step of the process. So we've made our hard money loans investor friendly.

Just fill out your name, email, and phone number (or include more information) to begin the process!
We will follow up with you within 24-48 hours to learn more about your investment opportunity.
We require a credit report on file—loan approval not based on credit score, no minimum FICO required—and a proof of funds (bank statement, 401K, IRA, etc.) for down payment purposes only. We'll send you a credit consent form for a soft credit pull.
The basic documents we will need are the *Purchase & Sale Agreement, a Scope of Work, and in special cases a few other documents. At this stage we will work with you to determine if our Standard Loan or Rehab Loan is best for you! *Only need Purchase & Sales Agreement if property is under contract. If not, once pre-approved, we are happy to write a loan approval letter for you to acquire your next investment property.
We can work through this process and fund your project within 48 hours for time-sensitive projects.

Real Estate Broker? Double Your Deals With Our Hard Money Loan.

Learn More

Hear What Washington Investors Say About Us

Investors Trust Us for Hard Money Loans.Fast Loans.a Bridge Loan.a Hard Money Loan.Direct Loans.Short Term Loans.Construction Loans.Home Improvement LoansCommercial Home Improvement Loans.a Home Equity Loan.Bad Credit Loans.Fast Cash Loans.Loans for Those with Bad Credit.an Equity Loan.Real Estate Opportunity Loans.a Commercial Property Loan.Quick Cash Loans.a Commercial Loan.a Renovation Loan.Commercial Real Estate Loans.Collateral Loans.Commercial Construction Loans.

Real Estate Investor Recommends Intrust Funding

The #1 Washington State Hard Money LendersDirect LendersLoan LendersMoney LendersPrivate LendersPortfolio LendersPrivate Money LendersBridge Loan LendersPrivate Lenders for Real EstateCommercial LendersDirect Hard Money Lenders.Fast Loan Lenders. Recommended by Real Estate Investors.

Founded by Real Estate Investors. Funding for Investors.

About
What are Hard Money Loans?
View Recently Funded Hard Money Loans

Local Washington State Hard Money Lenders

  • Founded in 2009 by Will Heaton & James Dainard
  • Located in Bellevue, Washington
  • 1,000+ Loans
  • <1% Default Rate